Information About Prepaid Travel Money Cards
If you want to keep your money safe while traveling, prepaid travel money cards may be an alternative that you would like to consider. These cards are just as secure as traveler's checks but are now accepted in more locations and easier to use.
Protect your cash
When you use prepaid cards, you protect your identity and personal accounts. If the card is lost or stolen, it is not possible for anyone to access your main bank accounts. The card does not have your name printed on it, so the person finding or stealing the card cannot get the needed information to take advantage of you.
Many prepaid cards offer a guarantee that if the card is lost or stolen, a replacement card can be issued within twenty four hours of the report. You will make a report of the last purchase you made with the card and it will be canceled immediately. The money that is remaining will be reissued on another card.
Adding more money
In order to add funds to the travel card, you can return to the place of purchase, use the internet or a phone. By returning to the place of purchase, you can add cash funds to the card. On the phone or internet, you will be able to add funds using your bank account number or your debit card number. Phone and internet service are available world wide.
If you leave you home country and need to make purchases in a different currency, the travel card ensures that you get the best current exchange rate for your purchase. The purchase is sent to the card in the local currency and it is deducted from your card using the best available exchange rate in your currency.
Additional benefits
Purchases made on prepaid cards often receive the same assurance that goes with purchase by a normal credit card. If the item is lost, stolen or damaged, you can get your money back if it was purchased on the card.
These cards offer greater safety and convenience than do other means of carrying funds. Some will offer travelers insurance for lost or stolen bags while traveling by common carrier. The amount may be limited but can certainly help to replace lost items.
Prepaid travel money cards are an excellent choice when your are traveling. They also make a great way to keep money safe even if you will be staying at home.
Article Source: FxTradingStock.com
About the Author
There's a great offer right now with travel money card FairFX where you can get a free euro card, free dollar card or free sterling global travellers card and save the normal 9.95 setup fee (Subject to a very small initial load). Start saving on exchange rates with a travel money card from FairFX exchange travel money services today!!
by: Anne Smith
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Word Count: 432
Date: Sat, 20 Mar 2010
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